Make Sure the Auto Body Shop and Insurance Company Are on the Same Page

Roughly 20,000 car accidents occur each day in the United States. There’s a good chance every driver will be involved in at least one car accident during their lifetime. When an accident occurs, the driver plays an important role in making sure the auto body shop and the insurance company are on the same page. Regardless of who is at fault, there are steps that can be taken to reduce out-of-pocket expenses and inconveniences.

Exchange Information with the Other Driver

Insurance companies need as many details as possible before paying an auto body shop for your accident repairs. If there are no injuries and everyone is safe, both drivers should exchange names and numbers. It is a good idea to jot down the name of the other driver’s insurance company, as well as the policy number if possible. Also note the make, model, and license number of the other car involved in the accident. Your insurance company will ask for this info when you file your claim.

File an Accident Report

If injuries are involved, the police should be dispatched immediately. An accident report will be completed on site and a copy of the report can be faxed to the insurance company. Minor accidents may not require police response, but a report can still be filed. A state vehicle accident report form is available through the police department or DMV. In some areas, the necessary paperwork can be found online. The sooner the insurance company has the report, the sooner your claim can be processed.

Document Everything

As mentioned, insurance companies want to know as much as possible about an accident before working with the auto body shop to repair a vehicle. Besides the other driver’s information and an accident report, also make notes about exactly what happened, the location, weather conditions, and any other details pertaining to the accident. It’s also a good idea to take pictures of the damage on both cars and to keep documentation of all future conversations.

Contact the Insurance Company

A claim should be filed with the insurance company as soon as possible. It’s best to make the phone call before leaving the scene of the accident if you can. Once the claim process is started, the adjuster can help determine the best approach to completing the repairs. Keep in mind that a driver is not required to use their insurer’s preferred shop in most states. Also remember to make a few notes regarding the conversation for your records.

Collect Estimates

Most insurance companies require multiple repair estimates if a driver would like to use an auto body shop outside of the company’s network. It is a smart decision to have the damage accessed by more than one body shop regardless. Have at least 2 or 3 garages prepare detailed estimates of the parts and labor needed to fix the vehicle. The adjuster handling the claim should be provided with copies so that a decision can be made to move forward with the repairs.

When the insurance company has the details they need, it is easier to work with an auto body shop to have accident damage repaired quickly. The claim may be paid directly to the auto body shop or it may go to the insured. Whatever the case, be sure to get the details in writing. The most important thing is to stay in contact with the insurance company, as well as the auto body shop, throughout the entire process.

Choosing a Body Shop for Classic Car Restoration or Repainting of an Older Car

In the market for a classic car restoration? When you have a car that is considered a classic, you may want to take it to a body shop to have it professionally restored. The process involves more than just a new paint job, and implies that it is being put back in its authentic condition, just as it was when it was new on the showroom floor. Not all body shops are equipped to handle a true restoration.

What is Classic Car Restoration?

A classic car is defined by the Classic Car Club of America as a vehicle between 30 and 49 years, while one between 50 and 99 years is considered a pre-antique and cars 100 years and older, an antique. Not all older cars meet the definition of “classic car.” The crucial thing with classics is that they represented “fine or unusual motorcars” distinguished by “fine design, high engineering standards, and superior workmanship.” Often costly at the time, they often have other distinguishing characteristics, based on their engine displacement, custom coach work, and luxury accessories. Other car organizations have different criteria, while some states consider it a classic after 20 or 25 years for licensing purposes.

Is Restoration Really what you Want or Need?

Restoration means that the body shop might need to tear the car apart to examine the condition of the components and either refurbish it with original parts or find reproduction parts and install them in an authentic way. If the car is updated or re-created to look like a fancy limited edition model, the work is not considered a restoration. Typically, the reason that people undertake a restoration is to create something of value for sale or to enter in car show.

Not every car is a good subject for restoration. The fact is, many old cars are just that – old cars. You may want to refurbish one and have it repainted for your son, but the car might not be considered a classic. When you are looking for a shop to work on an old car, you must be clear in your goals in order to select the right shop. Anytime your pay money to have work done, you want the shop to do an excellent job for you. However, your standards for repainting an older car that you love are different than if you have a car that meets the definition of classic and that you intend to use as a classic car. Having a 1947 Chevy is not the same as having a 1947 Cadillac 90 series.

Can your Body Shop Handle Classic Restoration?

Many body shops boast that they do custom work on classic cars. If you have a car that is a true classic, your standards should be higher to make sure that you have a finished product that is show worthy or able to command a higher price. You need to ask some questions of the shop. Specifically, you need to know:

  • What do they consider a classic car?
  • What have they restored?
  • What assurance do they offer that the parts they use are genuine?

If you have found a good shop with a track record of making older cars serviceable and attractive, you may have a great place to take your older car that you will love, but unless the shop has had experience restoring your Alfa Romeo or your 335 BMW, you might need to find a shop that specializes in the type of classic car restoration you need.

Avoiding Auto Body Shop Shams

The large number of storms that have swept through one area of the country are keeping both repair companies and insurers on their toes. That’s because the damage from these storms in Mankato, Minnesota, has wreaked havoc on automobiles and homes alike. The scene is poised to repeat itself across the nation as tropical storm season gets into full swing, so auto body shops better brace themselves for the onslaught of work hail and strong winds are certain to bring about.

According to the Free Press, “The June combo platter of hail and tornadoes [in Makato]… continues to tax the resources of home and auto-repair entities” two months later. In fact, one auto body shop in the area estimates that it has “repaired 30 to 40 hail-dinged vehicles thus far with no let-up in sight.”

While such demand for their services is forcing auto body shop owners to work 14- to 16-hour days, they’re not the only ones dodging the heat. Automobile owners who are reeling from the damaged sustained by their vehicles are also having to put in some overtime-in sniffing out auto body repair scams.

The Valley Chronicle out of Hemet / San Jacinto, California, recently ran an article pointing out that some of these so-called “repairs only damage vehicle.” The report highlights a vehicle owner whose cosmetically damaged truck prompted two men to knock on her door and offer to “get out the dent and repair the paint” for $70. As the icing on the cake, they also said they “would repair the damage and restore the paint on her 1993 Cadillac deVille.”

If the offer sounds like it was too good to be true, it was. When the vehicle owner “went out to examine the work when the men were finished, she found they had not only not done the work well, but had sprayed the back of her car with something yellow.” Turns out the paint they used was house paint. After shelling out an additional $80 to the scam artists, the auto owner had the good sense to take her vehicles into a professional auto body shop to mitigate the damage. “The estimate came out to $591.80, which… is hundreds of dollars more than the original repairs would have cost” had she not fallen prey to her predators.

To the victim’s credit, the men presented themselves as auto body shop employees. Only later-too late for her wallet- would she discover that “the name of the shop is not listed in the Hemet phone book, nor is any auto body shop by the name they gave listed in surrounding communities.”

So how might she have protected herself? By entrusting her vehicles to a reputable auto body shop with a longstanding tradition within the community. Having a team of auto body professionals who work with the objective of getting you back on the road quickly and with the confidence that your vehicle has been restored to your complete satisfaction is worth the extra initial investment.

With your vehicle in the capable hands of an auto body shop that is known throughout the community as a leader in quality collision repair, you can rest assured that no knock-offs or cheap imitations will ever be used. You can also enjoy the confidence that your repair will be guaranteed to measure up to your exacting standards.

Body Piercing – What You Should Know

Body piercing has become a new trend in youth these days, but also is a trend among adults. There are many types of piercings you can get to decorate your body. There are areas to avoid and areas to focus. There is a good deal of issues that you need to know before getting that tongue pierced or that belly button pierced. Things to know before getting that decoration on your body are:

1. Check for sterile equipment – When you walk into the body piercing area, make sure that all the equipment they use is sterile and modern. It is usually best to have them show you the sealed packages. Most piercers do this, so it is common for them to do this.

2. Special care needed – When you have the piercing, you are to treat it with certain chemicals. Sterilizing the piercing with alcohol once or twice a day is needed to keep infection down. In some areas of your body piercing, you may be required to sterilize more.

3. Change of wardrobe – There are some clothes which you will not be able to wear because it will put pressure on your body piercing. Always remember this before getting your piercing and be comfortable of changing your wardrobe afterwards.

4. Ask questions and research – There is no stupid questions when you are interested in getting your body pierced. Asking about the piercer’s license and care is important. Having questions on whether or not a cold will infect your nose piercing. These questions and more are always never a bad thing. Do research and know what to expect before entering the piercing shop.

Body piercing offers a good deal of joy to the wearer of these pieces of jewelry. Having your body pierced is a step you should only take after getting to know all there is about it. This is the same with any additions you want with your life. There are many benefits to increase your self esteem. In many cases, body piercing has been said to do just that. Increasing your self esteem is important. There is always an important step you need to address before helping that push further. The most important thing to know when you are getting your body pierced is that cleanliness is important.